Insights & Blog

Rising Health Care Costs: What Employers Need to Know and How to Respond

The cost of health care in the United States continues to rise, creating significant challenges for both employees and employers. In 2022, health care expenditures accounted for 17.3% of the U.S...

New HIPAA Privacy Protections for Reproductive Health Care: What Employers Need to Know

In April 2024, the U.S. Department of Health and Human Services (HHS) published final HIPAA Privacy regulations designed to enhance protections for reproductive health care information. These new...

New ACA Reporting Relief for Employers: Key Changes to Forms 1094/1095 and Employer Mandate Penalties in 2025

On December 17, 2024, Congress passed two key pieces of legislation aimed at reducing the administrative burden of ACA reporting for employers: These bills ease ACA filing and distribution...

Medicare Part D Disclosure Requirements: What Employers Need to Know for 2025

Employers that sponsor group health plans with prescription drug coverage must disclose the plan’s creditable or non-creditable status to the Centers for Medicare & Medicaid Services (CMS). This...

Building a Future: Why Family-Building Benefits Matter for Employers and Their Workforce

Imagine a woman navigating the heartache of pregnancy loss while silently struggling with infertility. In her pursuit of fertility coverage, she takes on secondary employment, working 60 to 80 hours a...

Unlocking the Power of HSAs: A Comprehensive Guide to Health Savings Accounts and Related Benefits

In the ever-evolving landscape of employee benefits, Health Savings Accounts (HSAs) have emerged as a powerful tool to help employees manage healthcare costs while simultaneously building...

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