Nobody wakes up planning to have a stroke at 44. Nobody schedules the car accident that happens on the way home from their kid’s soccer game. Nobody pencils in the back injury that turns a...

Every organization has them — the people who hold it together. Not always the ones with the biggest titles, though often they’re in leadership. These are the individuals whose relationships...

There’s a conversation happening in mid-market benefits strategy that most employers have never been invited into. While Fortune 500 companies have operated self-funded health plans for decades...

Every year, somewhere between August and November, the same scene plays out in boardrooms across the middle market. The broker walks in with a renewal presentation — a stack of slides showing this...

Every employer who’s ever considered changing brokers has had the same conversation behind closed doors. The current relationship isn’t working — the service has gone stale, the strategy...

Most mid-market employers design their benefits programs for the organization they are today, not the organization they’re becoming. A 500-employee manufacturer implements a fully-insured PPO...