Insights & Blog

Data Sovereignty Meets Cyber Insurance: Building Tribal Codes, Vendor Contracts, and Coverage That Actually Works

Tribal nations are moving rapidly into a digital future. Electronic health records, casino management systems, online government portals and cloud-based HR platforms are transforming daily operations...

Federal Policy Shifts: What Employers Must Know Before 2026

Between now and January 1, 2026, federal policy developments will significantly reshape the landscape for employer-sponsored health and benefits plans. Rising compliance requirements, new...

Open Enrollment Countdown: How to Build a 6‑Week Education Campaign That Drives Engagement

Open enrollment isn’t just an administrative exercise—it’s a critical moment when employees assess their benefits, weigh their options and decide how to protect their families for the year ahead. Yet...

SB 547 and the Shrinking California Insurance Market: What Employers Need to Know

California’s wildfire seasons have become longer and more destructive. The insurance market has struggled to keep pace with mass losses in the state. Commercial property owners in fire‑prone areas...

Employer Bulletin: Rite Aid Bankruptcy – Pharmacy Access Alert

Rite Aid’s second Chapter 11 bankruptcy in two years is reshaping the retail pharmacy landscape. With more than half of its ~1,240 remaining stores set to close or be sold during 2025, this is not...

2026 Healthcare Cost Shocks: What Employers Need to Do Now

With 2026 less than 5 months away, the employer healthcare landscape is facing one of its most significant cost escalations in more than a decade. While employers have weathered cycles of benefit...

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